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that is not to say that all dealers and lenders won't require money down, but again, MyCarCredit.com finds the lender. or quality used automobile. Credit problems can make it frustrating, difficult. If it's available, we'll find it. MyCarCredit.com works in conjunction with hundreds of dealers nationwide. MyCarCredit.com's job is to find you the absolute best financing from a bank that is willing to accept your loan. the web site created to help people with credit problems finance a brand new.